Software Overview

PolySystems develops, implements, and supports financial reporting and modeling software for life, health, and annuity insurance products.  For each line of business, we have integrated modules for valuations, experience studies, source of earnings, asset and liability modeling, and policy history storage.

Valuation and Projection

Valuation and Projection

Our valuation and projection software modules are called Master and Delphi. Master and Delphi calculate reserves and perform projections. To meet your computing needs, these modules run on a grid or cloud and both production-grade or “sand box” environments.

Asset Modeling

Asset Modeling

Our asset modeling software is called Asset Delphi. Asset Delphi provides out-of-the-box first principle functionality for floating bonds, sinking bonds, and callable bonds; tools to calculate CTS, VaR, and averages for various stochastic-based calculations; reinvestment goal assumptions; and more at the seriatim and aggregate level.

Experience Studies

Experience Studies

Our software module for experience studies is called Measure. Measure performs experience studies using the same data and assumption definitions used by our valuation and projection modules. Measure can be used to monitor important contributors to profitability, evaluate the appropriateness of their assumptions for valuation, modeling, and pricing, and monitor distribution channel effectiveness.

Source of Earnings

Source of Earnings

Our source of earnings (SOE) module measures the sources of a life insurance company’s profits and is fully integrated with the Master (valuation) and Delphi (projection) modules.

Policy History & ETL

Policy History & ETL

Our policy history and ETL (extract, transform, load) software module is called Horizon. Horizon is used at the beginning of actuarial software processes to gather, edit, manage, and prepare policy inventory data from administrative systems or data warehouses.

Utilities & Reports

Utilities & Reports

Our software features a set of common utilities that allow you to insert user formulas, perform process automation, and produce detailed audits for model transparency and facilitate your data analysis.

We offer a vast library of predefined reports for balance sheets, income and cashflow statements, and over 280 other valuation and projection reports applicable to various modeling applications. Our software also includes a robust report writer for developing custom PolySystems reports.